Hargreaves Lansdown
Manage your Hargreaves Lansdown index fund and ISA portfolio in Index Balance. TWRR returns, rebalancing and growth projections. Free.
Hargreaves Lansdown (HL) is the UK's largest investment platform for private investors, with over 1.9 million clients and £155,000M in assets under administration as of March 2025. Founded in Bristol in 1981 and listed on the FTSE 100, it is regulated by the FCA (Financial Conduct Authority) and is the go-to platform for long-term British investors. For passive investors in the UK, Hargreaves Lansdown provides access to index funds with no dealing charges: funds from Vanguard (Vanguard LifeStrategy, Vanguard FTSE All-World), Fidelity (Fidelity Index World), BlackRock (iShares), HSBC and Legal & General. The Stocks & Shares ISA is the preferred tax wrapper for index investing — capital gains and dividends are completely free of tax within the annual £20,000 allowance. HL's platform charge is 0.45% per year on the value of funds (capped at £45 per year within an ISA for funds; uncapped for ETFs and shares). There are no dealing charges for buying or selling funds, though ETF and share trades cost £11.95 per deal. For a boglehead strategy of regular contributions into index funds, the overall cost is very competitive. Hargreaves Lansdown is primarily available to UK residents. To track your portfolio in Index Balance, add each fund using its ISIN and log your contributions. Automatic import is in development.
Frequently asked questions
What is the Hargreaves Lansdown Stocks & Shares ISA and why does it matter?
The Stocks & Shares ISA is the main tax wrapper for investing in the UK. You can invest up to £20,000 per tax year, and all capital gains and dividends within the ISA are completely free of tax — for life. HL is one of the leading ISA and SIPP (self-invested personal pension) providers in the country, with a broad range of eligible index funds available with no dealing charges.
Which low-cost index funds can I buy on Hargreaves Lansdown without a dealing charge?
The most popular choices are: Vanguard FTSE All-World UCITS ETF, Vanguard LifeStrategy 80% Equity, Fidelity Index World Fund, iShares Core MSCI World UCITS ETF, HSBC FTSE All-World Index Fund and L&G International Index Trust. All are available with no dealing charge on the HL platform.
Is Hargreaves Lansdown available outside the UK?
Hargreaves Lansdown is primarily aimed at the UK market and requires UK tax residency to open an ISA or SIPP. British expats living in other European countries may face restrictions on making new contributions. For investors based in Spain, France, Germany, Portugal or Italy, there are more accessible local alternatives.
How do I track my HL portfolio in Index Balance?
Add each index fund using its ISIN, the number of units held, and the price and date of each contribution. Index Balance will calculate your TWRR return, benchmark it against the MSCI World, show your maximum drawdown and suggest the optimal rebalancing to keep your target weights on track. Automatic import from Hargreaves Lansdown is in development.