flatex
Manage your flatex ETF and fund portfolio in Index Balance. TWRR performance, rebalancing, drawdown analysis and projections. Free.
flatex is one of Germany's longest-established online brokers, part of the flatexDEGIRO AG group and regulated by BaFin. With more than 3 million clients across Europe (including DEGIRO clients following the group merger), it offers one of the most comprehensive platforms on the market for experienced investors seeking access to the full range of financial products. For passive investors, flatex stands out for its more than 4,500 fully free ETF savings plans (no execution fee, only market spreads). This makes it straightforward to implement systematic periodic investment strategies in the leading UCITS index ETFs without incurring additional costs. Since 2023, flatex has removed custody fees on securities. The platform provides access to over 1 million products: investment funds, ETFs, equities, bonds, certificates and warrants on 12 German exchanges (Xetra, Tradegate, Frankfurt and regional venues) and international markets. Standard order commissions are €5.90 plus a €0.90/month variable exchange fee depending on the venue used. The interface is primarily in German, which makes it better suited to investors who are familiar with the language. To track your flatex portfolio in Index Balance, add your ETFs with their ISIN and contribution history. Index Balance will calculate your real return, drawdown and optimal rebalancing. Automatic import from flatex is under development.
Frequently asked questions
What type of investor is flatex recommended for?
flatex is particularly recommended for experienced investors who want full access to the German and international market, advanced analytical tools and the widest possible selection of free ETF savings plans. Its German-language interface and complex fee structure make it less accessible for beginners, but it is one of the most powerful platforms for active portfolio managers.
What ETF savings plans (Sparpläne) does flatex offer?
flatex offers more than 4,500 Sparpläne with no execution fee. The most popular ETFs include those from Vanguard (VWCE, VUSA), iShares (IWDA, CSPX), Amundi (CW8 in its European UCITS version) and Xtrackers. Plans can be set up on a monthly, quarterly or semi-annual basis.
How much does it cost to trade with flatex?
The standard order commission is €5.90 plus €0.90/month as an exchange fee (varies depending on the exchange used). ETF savings plans are free (no execution fee). Since 2023 there is no custody fee on the securities deposit.
How do I manage my flatex portfolio in Index Balance?
Add each ETF or fund with its ISIN, number of units and the acquisition price of each order. Index Balance will calculate your TWRR return, benchmark comparison against the MSCI World and a rebalancing plan. Automatic import from flatex is under development.